Visa Direct: Person-to-person Payments

A faster way to pay and be paid

Visa Direct opens up many convenient real-time¹ electronic person-to-person payment use cases.²

Pay friends and family

Whether you want to send your child allowance or pay a friend, Visa Direct is a fast, simple and secure way to send personal payments.

With our globally supported network, you can pay friends and family quickly and easily.

¹Actual fund availability varies by financial institution. Visa requires U.S. issuers to make funds available to its cardholders within a maximum of 30 minutes of approving the transaction.

²All uses cases are subject to Visa review and approval.

Visa Direct helps meet evolving consumer needs

Visa Direct can help your business achieve a competitive advantage by adapting to ever-changing consumer needs, including the need for:

Speed

With the increasing digitization of marketplaces, commerce, and payments, consumers are expecting faster payment experiences. Visa Direct provides a platform for companies that makes funds available in real-time.¹

Security

Visa Direct is backed by industry-leading payment security, including risk controls and direct electronic processing capabilities. With Visa Direct, you can enhance the consumer experience by eliminating the need for sensitive identifying information. Benefit from Visa’s comprehensive approach to security that relies on multiple layers of technology, analytics, and security practices to help protect the payment system and reduce fraud.

Convenience

With Visa Direct, create a more frictionless experience with the ease of card payments versus cash and checks.

¹Actual fund availability varies by financial institution. Visa requires U.S. issuers to make funds available to its cardholders within a maximum of 30 minutes of approving the transaction.